The guy who's spent nearly three decades talking to regular Canadians about money.
I wrote a book about it (How to Eat an Elephant, back in 2012). I ran a financial literacy company. I've sat across from thousands of people who felt exactly the way you might feel right now: a little sick when a bill lands, convinced the game was rigged, and never shown the rules.
Here's what I do. You bring the money thing that's stressing you out, and I'll give you the straight answer. No angle. No pitch. No talking down to you. Just what I would actually do if I were you.
That's the whole idea behind
#WWFD, What Would Frank Do?
Payday feels fine. By week three you're scraping bottom and can't trace it. It's not big mistakes, it's a slow leak no one ever showed you how to spot. Once you can see it, you can stop it. That's the first cheat sheet.
A car repair. A vet visit. Suddenly you're reaching for a card you're still paying off. Living one bad week from trouble is exhausting. You don't need to be rich to feel safe. You need a buffer and a plan, and both are easier
than they look.
The bank, the dealership, the app, the loud guy online. They all know the rules and they're not playing for your team. Imagine walking in already knowing the moves. That's the whole point of the inside track.
Know your real take-home and where every dollar lands. Same paycheque, way less stress, almost right away.
That card, that loan you avoid. You'll know how they actually work and follow a clear plan to clear them, starting with
a win that feels good.
At the dealership, in the feed, by the apps built to drain you. Spot the
move before it costs you.
TFSA, RRSP, FHSA, in plain words. The same tools the inside crowd uses, finally working in your favour.


Quiet the noise from your friends, the feed, and the get-rich-quick traps, and get clear on the future you actually want. When your head's steady, every money move gets easier.

The buffer that changes everything: your first $1,000 set aside, so one surprise bill can't tip you over. See how a small weekly amount gets you there, and pick a start date you'll actually hit.

The #1 secret to financial success! See exactly where your money goes and line your bills up with your paydays, so the month stops running out before the money does. This is the one that ends the financial stress!

How a credit card really works, a real plan to clear what you owe, and how to protect the score that decides what you pay on everything else.

Understand taxes and the accounts that quietly hand you free money: TFSA, RRSP, FHSA, RESP. Which one to use, when, and why, without the government-website headache.

Walk into the dealership already knowing their moves, figure out what you can actually afford, and dodge the traps that quietly wreck your budget.

What it really takes to buy a place in Canada, the hidden costs nobody warns you about, and an honest look at rent versus buy, no pressure either way.

What actually happens when payments start, what you really owe (a lot of it may charge zero interest, and most people don't know it), and the moves that can lower or pause your payments.

How investing really works, why it's the opposite of gambling, and how even small amounts grow into something real over time, using accounts you already have.

How to split money fairly, talk about it without it turning into a fight, and protect both your relationship and
your wallet.

Getting ready for a baby changes your money fast. Understand what EI leave actually pays, how the Canada Child Benefit works, and how to turn a slice of it into your kid's future, all in plain words before the big drop in
income hits.

What you actually need, what you can skip, and how to stop overpaying for peace of mind you weren't
even getting.

You don't have to crack this alone. Get your questions answered, swap real wins with other young Canadians, and join my weekly live Q&A where you can ask me anything.

Getting in early counts. You help shape what gets built next, you get new stuff the moment it drops, and your founding perks are locked in for good. Founding members are the first ones in, and that never changes.

A 30-minute one-on-one video call with Frank (first 50 founding members only) The first 50 founding members get me, one on one, for 30 minutes. Bring whatever is weighing on you and we will talk it through, just the two of us. When the 50 are claimed, this closes
for good.






From Frank, who has spent a career giving Canadians the straight version.

You're earning, but the money's always gone too soon, and you're done feeling that way.
You're still finding your feet, maybe still at home, and you want to build your path without anyone judging you or talking down to you.
You're done with finance bros, jargon, and "advice" that's really a sales pitch. You want the straight rules, no angle.
You don't need to know any of this yet. You just need to be willing to look and make one small move.
You want a get-rich-quick trick or a hot stock tip. This teaches you to avoid them.
You want it all done for you without ever looking at your own numbers. The tools only work if you're
honest with them.
You're outside Canada. Every rule and number in here is Canadian.

